How to apply for a Capital One Credit Card
Capital One has been offering a variety of Credits Card for consumers, from travel rewards to business rewards credit cards. Their online application for a credit card is very easy, and you could get a response in a minute, whether you are pre-qualify for their rewards credit card or not. Capital One is an American financial holding company, specializing in credit cards, auto loans, banking, savings account, etc. The company is based in McLean, Virginia. Capital One credit cards offer many benefits like unlimited Cash rewards points, Online account management, Fraud coverage, Mobile Apps and digital services, credit card rewards, etc. To know more about the benefits and how to apply for a Capital One Credit Card, you could go through the following article.
What are the products and service offered by Capital One:
- Credits cards
- Checking Account
- Savings Accounts
- Auto Loans
- Business
- Commercial banking
How many types of credit cards are offered by Capital One:
- Capital One Platinum MasterCard
- Capital One Venture Rewards
- Capital One Venture One Rewards
- Capital One Quicksilver Rewards
- Capital One Savor Rewards
- Capital One Savor One rewards
- Capital One Quicksilver One Rewards
- Capital One Journey Student Rewards Visa
- Capital One Secured MasterCard
- Capital One Walmart Rewards MasterCard
- Capital One Spark Cash
- Capital One Spark Miles
- Capital One Spark cash select
- Capital One Spark Miles Select
- Capital One Spark Classic
- Capital One Buy Power Business Card
- Capital One Buy Power card
- Capital One Cabela’s Club MasterCard
- Capital One Bass Pro Shops Club MasterCard
What are the benefits of Capital One Credit Cards:
- If your card gets lost or stolen you will be covered under zero fraud liability, and you would be not responsible for any unauthorized transactions.
- You will receive alerts for any activity on your account, as Eno keeps an eye on your account 24/7.
- You could get an automatic credit limit increase for your account after 6 months.
- You will receive Proactive account alerts, in case of any potential mistake or unexpected charges levied on your account.
- You could select your payment date and method for an online and offline account.
- You could set an auto-pay for your account, and your payment will be deducted automatically.
- You could add an authorized user for your credit card and could also check who spent what, on one statement.
- You could transfer the balance from your account to another bank account.
- They will assist you 24/7 in a week.
- You could create a virtual card, to keep your card number more secure in case of online shopping.
- You could lock your card anytime effortlessly if your card gets misplaced or stolen.
- You could manage your account, anytime with the Capital One mobile app.
- With CreditWise, you will get a free credit check for your account.
- You could earn unlimited rewards, which will never expire as long as you maintain your account.
- You could earn travel rewards on every purchase for flight tickets, car rental, hotel booking, cruises, ride-sharing apps, etc.
- You could earn cash rewards for every purchase you made with Capital One Credit Card.
- You could redeem your rewards as a statement credit.
- You could redeem your rewards for gift cards with your favorite merchants.
- You don’t need to pay for any transaction fees for a purchase made outside the United States of America.
- You will get a travel accident insurance when you purchase the entire fare with Capital One credit cards.
- You will get roadside assistance, in case of emergency, jump start, tire changing, towing, etc.
- You will get an auto rental collision damage waiver for damages due to collision or theft.
- You will get extended product warranty on eligible products.
- And, you will get premier access to culinary experiences, Big-time sports events, music events, etc.
How to apply for Capital One Credit card through a Reservation number:
- To, apply for Capital One Credit card through a Reservation number, you could visit the following page getmyoffer.capitalone.com
- Now, you will be asked to enter the following information
Your 16 digits reservation number
Your 6 digits access code
- And, click “View next step”
- After, authenticating your above details, and going through a couple of steps, you could be able to apply for a Capital One credit card.
How to apply for Capital One Credit card without a Reservation number:
- To, apply for Capital One Credit card without a Reservation number, you could visit the following page www.capitalone.com/credit-cards/compare
- Now, you could select your preferred credit card
- And, click on “Apply Now”
- Thereafter, you will be asked to enter your following details
Personal information –
First name
Last name
Date of Birth
Social security number
Are you a U.S citizen?
Contact Information –
Residential address
Apt/Suite
Zipcode
City
State
Email address
Primary phone number
Financial information –
Employment status
Total annual income
Monthly Rent/ Mortgage
Do you have any bank accounts?
Credit card spend per month
How often do you carry a balance on personal credit cards?
Would you use checks for cash advances?
Which language would you prefer for future communication?
- And, click on “Continue” after checking the “terms and conditions” checkbox.
- After, authenticating your provided details, you will be acknowledged within a week, whether your application is being accepted or rejected.
How to access your Capital One Credit Card account:
- To, sign in to your Capital One Credit Card account, you could visit the following page www.capitalone.com
- Now, enter your “username” and “Password”
- And, click “Sign in”
- After, authenticating your login credentials, you could be able to login to your Capital One Credit Card account.
Also Read : Login To Your Lane Bryant Credit Card Account
How to retrieve your Capital One Credit Card Username and Password:
- To, retrieve your Capital One Credit Card Username and Password, you could visit the following page www.capitalone.com
- Now, click on the “Sign in” button
- After that, you could click on the alternative link “Forgot username and password”
- Thereafter, you will be asked to enter the following information
Last name
Social security number
Date of Birth
- And, click “Find Me”
- After, authenticating your above details, and going through a couple of steps, you could be able to retrieve your Capital One account username or password.
If you need any assistance or you have any inquiries regarding the Capital One card, and service you will be appreciated to reach them
How to contact Capital One:
- If you need you can contact them through their official webpage
www.capitalone.com/support-center/contact-us
- You can reach to them over the phone through customer care executives, dial
1-877-383-4802
- You can contact them via postal mail, write them to the following address
Capital One
Attn: Payment Processing
PO Box 71083
Charlotte, NC 28272-1083
OVERNIGHT ADDRESS*
Capital One
Attn: Payment Processing
6125 Lakeview Rd
Suite 800
Charlotte, NC 28269
- And, last but not the least you can connect with them through the social media
Facebook – www.facebook.com/capitalone
Twitter – twitter.com/capitalone
Instagram – www.instagram.com/capitalone
YouTube – www.youtube.com/user/capitalone
Linkedin – www.linkedin.com/company/capital-one
Reference- getmyoffer.capitalone.com