www.citi.com/applycitisimplicity – Application Process For Citi Simplicity Credit Card

by admin May 02, 2022

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Citi Bank Simplicity Credit Card Apply:

If you believe in simplicity, then Citi Bank Simplicity Credit Card is just right for you. With the Citi Bank Simplicity credit card, you could get free introductory APR for balance transfer and purchases. Plus keeping it simple with no annual fee, no late fee, or no penalty ever. CitiBank is an American multinational consumer division financial service, based in New York City. The Online application is very simple and most efficient to apply for a Citi Bank Simplicity Credit Card. Apply today and experience all the benefits Citi Bank Simplicity credit card has to offer. To know more about how to apply for the Citi Bank Simplicity credit card, you could go through the following article.

What are the products and service offered by the Citi Bank:

Credits cards
Checking account
Savings account
Certificate of deposits
IRA
Personal loan
Line of credit
Mortgages
Home equity
Investments
Citigold

Why would you like to enroll yourself for the Citi Bank Simplicity Credit Card:

Simplicity credit card is offering 0% introductory APR for balance transfer and purchases.
With the Simplicity credit card, you would not be charged for any annual fees.
There will be no late fees, no penalty would be charged.
You would get the flexibility of paying your full balance or just the minimum payment in the beginning, middle, or at the end of the month.
You will be covered under Damage and theft protection
You will get an extended warranty for your purchases on eligible products.
You could get exclusive access to special events, concerts, sporting events, dining experience, etc.
Your Simplicity credit card will be accepted worldwide where MasterCard is accepted.
You will get $0 fraud liability, in case of any unauthorized transaction takes place from your account if your card gets lost or stolen.
Just call on the number back on your card, to get 24/7 assistance from their customer service representative throughout the year.
You will get automatic account alerts in case if you go over the limit, insufficient balance, payment due, etc. directly to your mobile.
You could use Citi Bank Simplicity credit card through the digital wallet, which lets you shop confidently online and in millions of places.
With Citi Bank, advanced chip technology which enables you to shop safely and contactless, just tap the card at checkout on the payment reader and you are ready to go.

What are the charges for the Citi Bank Simplicity Credit Card:

You will be charged 0% introductory APR for the first 12 months for purchase from the date of account opening.
Thereafter, from the end of the introductory period, you will be charged 14.74% – 24.74% APR for purchase, based on your creditworthiness and the market prime rate.
You would be charged 0% introductory APR for balance transfer for the first 21 months from the date of account opening.
Thereafter, from the end of the introductory period, you would be charged 14.74% – 24.74% APR for balance transfer based on your creditworthiness and the market prime rate.
You could be charged 25.24%APR for cash advances, based on the market prime rate.
You could be charged 14.74% – 24.74% APR for Citi Flex Plan, based on your creditworthiness and could vary based on the market prime rate.
To, avoid paying interest, you could clear your all dues within 23 days after the closing of each billing period.
If you would charge any interest it would not be less than 50 cents.
You will not be charged any annual fees, no penalty, or no late payment for the Simplicity credit card.
For a balance transfer, you could be charged either $5 or 5% of the amount, whichever will be the higher.
For a cash advance, you could be charged either $10 or 5% of the amount, whichever will be the higher.
For a foreign transaction, you could be charged 3% of the amount into U.S Dollar.
And, for returned payment, you could be charged up to $40.

How to apply for the Citi Bank Simplicity Credit Card:

To, apply for the Citi Bank Simplicity Credit Card, you could visit the following page www.citi.com/applycitisimplicity
Invitation coed.

Last name.
Then click ‘Proceed to Application’.

Thereafter, you will be asked to enter your following details

Personal information –

First name

Last name

Social security number

Date of birth

Are you a U.S citizen?

Address and contact information –

Home address

Zipcode

City

State

Phone number

Email address

Security word –

Security word hint

Security word

Also Read : Apply Your American Express Green Card Online

Financial information –

Total annual income

Mortgage / Rent payment

If you want to add any authorized users

After that, click on the “Agree and Submit” button after checking the “Terms and condition” checkbox.
After the final submission for an online application, you would be acknowledged about your credit card approval status.

How to Access your Citi Bank Simplicity Credit Card Account:

To, access your Citi Bank Simplicity Credit Card account, you could visit the following page online.citi.com

Now, you will be asked to enter your following account details

User ID

Password

And, click “Sign On”

After, authenticating your Citi account login credentials, you could be able to access your Simplicity MasterCard credit card account.

How to retrieve your Simplicity Credit Card account Username from CitiBank:

To, retrieve your Simplicity Credit Card account Username from CitiBank, you could visit the following page online.citi.com

Now, you could click on the alternative link which is immediately below the sign-in button “Forgot User Id”
Thereafter, you will be asked to verify yourself, by providing the following details regarding your credit card

Your debit/credit card number

Mortgage only customer

Or certificate of deposit only customer

And, click “Continue”
After authenticating your credit card details, you could be able to restore your CitiBank Simplicity Credit card account username.

How to Retrieve your Simplicity Credit Card Account Password from CitiBank:

To, retrieve your Simplicity Credit Card account password from CitiBank, you could visit the following page online.citi.com

Now, you could click on the alternative link which is immediately below the sign-in button “Forgot password”
Thereafter, you will be asked to verify yourself, by providing the following details regarding your credit card

Your debit/credit card number

Mortgage only customer

Or certificate of deposit only customer

And, click “Continue”
After authenticating your credit card details, you could be able to restore your CitiBank Simplicity Credit card account password.

If you need any further assistance or have any queries regarding the Simplicity MasterCard credit card, you could CitiBank through the following options

How to contact Citibank: